Instalments with Clearpay
PAY FOR YOUR PURCHASES OVER FOUR SIMPLE INSTALMENTS.
Clearpay enables you to pay for your purchases over FOUR automatic installments, INTEREST FREE! This allows you to pay when it suits you best
To access Clearpay at checkout, please skip the express payment options, fill-in your shipping details, choose the shipping method and proceed to the payment page.
At Luxurier, Clearpay works only for UK residents.
- 1. What is Clearpay?
Clearpay is a payment service allowing us to offer customers the ability to make purchases instantly and then pay for them in 4 automatic installments, split out in a way that suits you best. You chose how much to initially pay upfront, and the remaining payment is split over 3 installments made every 2 weeks without any interest.
- 2. How does the Clearpay payment schedule work?
Clearpay customers have to make their first payment at the time of purchase.
The remaining three payments are deducted every 2 weeks in automatic installments from your selected payment method.
If you would like to make additional unscheduled payments before they are due, you may log in to Clearpay to make your payments early. Clearpay will then adjust the amount owed accordingly.
You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.
- 3. What if I can’t pay an Clearpay installment?
A £6 late payment free will be charged if funds are not available at the time the automatic payment is due.
An additional £6 fee will be charged if the missed payment is not made within 7 days.
Late fees will not exceed 25% of the total order.
Please see Clearpay Payment Purchase Agreement here.
So, you’ve chosen to spread the cost of your spending. Good move - but remember: be smart about it. You should have a good think about your finances before going with any kind of ‘pay later’ option. That means thinking ahead, and making sure you’ll have enough money each fortnight to pay your instalment. Our helpful FAQs are a good place to start if you want to know a bit more.
If you choose Clearpay, you don’t have to pay interest, but you will have to pay a late fee of £6 if you miss one of your payments. If your payment is still overdue after 7 days, you'll pay an additional £6 fee. The total amount of late fees you may be charged will depend on your order value. To make things simple, Clearpay sends you helpful reminders leading up to your payment due date, and you’ll also get a notification if a payment fails for any reason.
Using Clearpay won’t affect your credit score, because it doesn’t notify credit agencies of failed or missed payments. You still need to be careful, though - if you fail to pay on time, your Clearpay debt may be passed on to a debt-collection agency, and this could affect your ability to use Clearpay in the future. Make sure you spend within your own financial limits, and keep checking in on any remaining pay-later balances.
Enjoy your shopping experience today!